Code of Conduct and Ethics

At City Exchange, we believe that strong communication is a key driver of our success as an organization. It is essential that we work together in an environment that promotes respect, transparency, and mutual understanding. Effective communication not only helps us serve our customers better but also strengthens teamwork and internal relationships.

Professional Interaction

Every member of our team should feel valued and heard. Let us approach every conversation with courtesy, respect, and an open mind, recognizing that everyone’s opinion is important. Disagreements are natural, but how we handle them matters most. Let’s engage in healthy discussions, focusing on solutions, not problems.

Clear Communication

We encourage open communication across all levels of the organization. Sharing information clearly and transparently helps build trust and fosters a culture of cooperation. Please feel free to voice your ideas, concerns, and suggestions. Your feedback is valuable, and your input helps shape our continued growth.

Focused Listening

Active listening is a critical part of effective communication. Take the time to truly understand what your colleagues, clients, and customers are saying. By listening attentively, we can better respond to needs, resolve issues efficiently, and strengthen our relationships. It’s not just about hearing words but understanding the meaning behind them.

Constructive Feedback

Providing and receiving constructive feedback is essential for both personal and professional growth. Share feedback with the intention to support improvement and be open to receiving it as a tool for development. This process helps us grow individually and as a team, fostering a culture of continuous improvement.

Collaboration and Teamwork

Effective communication is the foundation of collaboration. Let’s work together, share ideas, and support one another in achieving our common goals. Teamwork is central to our success, and good communication ensures that we remain aligned and work efficiently as one unit.

As we continue to grow as a company, let’s remember that respectful communication, openness, and active listening are integral to maintaining a positive and collaborative work culture. Together, we can achieve even greater success.

Thank you for your ongoing dedication and commitment to making City Exchange a great place to work.

Fair and Equal Treatment

At City Exchange, we are committed to;

  1. Adhere to local laws and UAE’s Consumer Protection Regulation and Central Bank guidelines.
  2. Ensure fostering a positive and inclusive experience for all our customers.
  3. We will process all our transactions shall be processed with fairness, equality, and honesty, and shall be keen to make these approaches a part of the exchanges policies and procedures.
  4. We are committed to pay further attention and special care to vulnerable consumers like low-income, Minority Groups, People of Determination or any other disadvantaged groups, without discrimination on the basis of gender, region and nationality.
  5. We will uphold strong ethics, values, and transparency in promoting and offering financial products and services.
  6. Building positive relationships with customers through effective complaint management and prompt resolution of concerns.
  7. Providing comprehensive support to people of determination to ensure accessibility and inclusion.
  8. Ensure equal and fair treatment for all customers,
  9. To Protect the confidentiality of customer information and assets with the highest level of care and responsibility. We will abide all our best efforts to keep compliance with data protection laws.
  10. Identifying and resolving conflicts of interest to maintain trust and integrity.
  11. Deliver financial products and services efficiently and in a timely manner, adhering to high service performance standards.
  12. Promptly identifying and addressing any errors or omissions, including systemic or administrative issues, to provide a seamless customer experience. We treat all customers with dignity and respect, regardless of age, gender, race, ethnicity, religion, disability, sexual orientation, socioeconomic status, or any other protected characteristic.
  13. Regular employee training on diversity, equity, and inclusion fostering a culture of respect and empathy to ensure fair and equitable service delivery for all customers.
  14. All customers will have access to the same quality of service and products.
  15. Pricing, promotions, and availability of goods and services will be applied consistently and fairly without prejudice.
  16. We do not tolerate any form of exclusionary behavior from our staff, contractors, or partners toward customers.
  17. We shall ensure the regulatory obligations when engaged in the advertising and sales of products & services.
  18. Address the complaints promptly, and we will take all necessary steps to resolve the matter fairly.

Conflict Of Institution’s Interest with Consumers

Loyalty is an important factor in a relationship with a customer. Conflicts of interest may arise from staff responsibilities to the customers. Customer conflict occurs when there is disagreement between the exchange and the customer due to different ways of doing things, miscommunication, different priorities, false expectations, confusion, and unexpected changes. The most common source of conflict is mismanagement of customer expectations.

  1. At city exchange, we are committed to maintaining the highest standards of integrity, transparency, and fairness in all our dealings with consumers.
  2. We are committed to identifying, disclosing, and resolving potential conflicts of interest in a manner that ensures fairness to consumers.
  3. All decisions, policies, and communications will prioritize the best interests of consumers.
  4. Any potential conflicts of interest will be disclosed to consumers in a clear and timely manner.
  5. City exchange will always work in the best interest of the Customers.
  6. Consumers have the right to report any perceived or actual conflicts of interest to exchange via any medium of suitable communication channel.

To Prevent The Conflicts of Interest, City Exchange Will

  1. Disclose all information relevant to customer with full and fair manner.
  2. Provide periodic training to our employees to sensitize them on the importance of handling client conflict issues carefully and protecting client confidentiality.
  3. Review, update and improve our conflict procedures, rules and procedures regularly.
  4. Provided clear, accurate, simple and easy to understand information to customers.
  5. Take all reasonable steps to identify, prevent and manage conflicts of interest.

Report Conflict of Interest

Customer can email and contact us through following channels;

  • Email: complaints@cityexchangeuae.com
  • Contact Number: +971-600524899, +971-4-3933874.
  • Contact us through the website www.cityexchangeuae.com.

City Exchange Management

We have updated our key documents to enhance clarity and ensure compliance. These updates will take effect from 15 March 2025.

By continuing to use our services after this date, you agree to the revised terms and conditions.